75point3.com Are you and your loved ones protected? Planning for the unexpected can help you look after the important things in life. Protecting the people and possessions you value most – whether that’s your family, your home or your standard of living – means being ready for unforeseen financial loss. A serious illness or a period of incapacity could reduce your income, and your savings may not be able to cover the costs. Plus, there are events that are all too expected – such as retirement and death – that could also hit your family hard if you don’t plan ahead. Insurance can prepare you for all kinds of unexpected events, but how do you know which type is suitable for you?